West One is a direct lender in the transportation, construction, manufacturing, logging and agriculture industries. Our state-of-the-art software allows us to turn around loan requests quickly. We also use DocuSign to expedite the documentation and funding processes.

We are in the "B" credit arena, meaning we finance trucks and trailers that fall outside the banking industry due to size, age of the equipment, or credit scores that may be subprime due to late payments or other explainable situations. We don't rely on algorithms to determine who we lend to; we look at each application on their individual merits.

We do not have age restrictions on equipment; therefore, we finance many pre-emission trucks.

Feel free to reach out with any questions you may have by calling 801-405-7420.